Resumen
El conocimiento docente sobre ahorro e inversión es esencial para fortalecer su seguridad financiera y transmitir hábitos responsables a sus estudiantes. El objetivo de la investigación fue determinar la percepción sobre el nivel de conocimiento acerca del ahorro y la inversión en los docentes de la Facultad Ciencias Económicas, Filial Caaguazú, Paraguay. La investigación utilizó un enfoque cuantitativo descriptivo con un diseño no experimental transversal, aplicando un cuestionario a una muestra de 79 docentes. Se encontró una distribución etaria diversa y equilibrada en género, con 54% de mujeres. La mayoría posee título universitario y amplia experiencia docente. En materia financiera, el 47% domina conceptos de ahorro, aunque solo el 6% son expertos. Más de la mitad ahorra regularmente. En inversiones, predominan conocimientos básicos, con preferencia por bienes raíces. La mayoría busca formación financiera para objetivos a largo plazo, por lo que se recomienda fortalecer capacitación en instrumentos innovadores y gestión personal.
Abstract
Faculty knowledge of savings and investment is essential for strengthening personal financial security and instilling responsible habits in students. This study aimed to determine perceived knowledge of savings and investment among faculty in the Faculty of Economic Sciences at the Caaguazú Branch (Paraguay). A descriptive quantitative approach with a cross-sectional, nonexperimental design was employed. A questionnaire was administered to a sample of 79 faculty members. A diverse age distribution and a balanced gender split were observed, with 54% women. Most participants held university degrees and had extensive teaching experience. Regarding financial literacy, 47% demonstrated a good command of savings concepts, although only 6% were experts; more than half reported saving regularly. For investment knowledge, basic understanding predominated, with a preference for real estate. Most respondents sought financial education for long-term goals; therefore, strengthening training in innovative financial instruments and personal financial management is recommended.
Citas
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